
How Does Infinite Banking Stack Up Against 401ks, Mutual Funds, Stuffing Cash Under Your Mattress, and More?
When it comes to saving and growing wealth, there are many options—401(k)s, mutual funds, or even keeping cash under your mattress. But how does Infinite Banking compare?
Infinite Banking vs. 401(k):
While a 401(k) offers tax-deferred growth, it has restrictions on access to your money until retirement. With Infinite Banking, you have more control, allowing you to borrow against your cash value at any time without penalties.
Infinite Banking vs. Mutual Funds:
Mutual funds are subject to market volatility, meaning your money can lose value in a downturn. Infinite Banking, based on whole life insurance policies, provides steady, guaranteed growth without market risk.
Infinite Banking vs. Cash Under the Mattress:
Storing cash at home might seem like a safe option, but inflation erodes its value over time. With Infinite Banking, your money continues to grow while you can still access it when needed.
In short, Infinite Banking offers financial control, stability, and flexibility that many traditional savings and investment options lack. It’s a long-term strategy for those looking to create lasting financial freedom.